PROVIDING SERVICES THAT ARE RIGHT FOR YOU
Small Business
Whether you’re looking to maximize cash flow or pursue growth opportunities, we’re excited to take on your business challenges together. We bring ease and convenience to your small business finances – we offer a smart banking solutions designed specifically for businesses like yours.
Financial Planning
As you think about your future, financial stability is often the priority. But you want to be prepared for other financial events along the way. That’s why it’s important to focus your plans with the help of a CERTIFIED FINANCIAL PLANNER professional from Horizon Premier Capital.
Digital Banking
Access your account online or on the go with tools for moving money, saving money, managing user entitlements, setting up alerts and more.No time to run to the bank? Get that check deposited now – wherever you are – with the convenience of Mobile Deposit from Horizon Premier Capital.
Escrow Agreement
When buying a home, the buyer deposits money into a neutral account for the period of time until the transaction closes. This ensures that the seller receives payment for the property and the buyer receives the title to the property, free and clear of any liens.
BUSINESS BANKING
You’ve heard the message about “plan now for your future” but knowing what to do next isn’t always instinctive – our financial planners can work with you to decide which investments are best for your goals. We provide professional guidance and the ability to see the big picture are just some of the features we can offer when partnering with you to build your investment strategy. Stay on top of your investment account information securely and conveniently with Account View, our 24/7 online platform. Setting up a profile is quick and simple and then you’re on your way to taking control of your financial future.
From funding fixed assets and equipment to providing working capital and financing acquisitions and expansions, Horizon Premier Capital has the customized lending solutions you’re looking for. Rather than using profits or working capital to fund initiatives, a business term loan may provide needed capital with a fixed monthly payment for predictability. We offer flexible terms. If approved, we will work with you to put together a commercial real estate loan that fits your specific situation. Working with our local business bankers means you will have their help in finding the right financing option but also their support throughout the loan process and beyond.
Take your business to the next level with Horizon Merchant Services. Connect with your customers in the ways they increasingly demand with smarter, faster payment solutions from Horizon Merchant Services. Horizon Premier Capital can help you simplify card acceptance, increase your competitive edge and improve your bottom line all while reducing risk and driving revenue. Merchant Services allow you to accept credit and debit cards, providing a convenient way for customers to pay. Once you’ve opened an account, your Banker helps you determine which point-of-sale and online solutions work best for your business. The hardware and software you need are provided, along with full training and setup support. You can also access management tools, reporting and insights to help increase business potential.
Horizon Corporate Credit Cards and Purchasing Cards offer a great way to manage business finances. In addition to competitive rates, you can start earning rewards points right away when you enroll in Horizon Flex Rewards. There are no annual membership fees. Conveniently and securely pay on the go with contactless payment options or with digital wallet. In order to fully process your application, please begin the online signing process by choosing the appropriate application and following the prompts. You will be required to provide the information listed below. You should have this information available before starting the application process. Estimated time to complete the application is approximately 15-20 minutes.
Horizon Premier Capital offers a variety of commercial mortgage solutions for both owner-occupied and investment properties with competitive rates and flexible terms that are customized to meet your specific financing needs and business goals. We offer commercial mortgages for owner-occupied and non-owner-occupied general use commercial, industrial, office or retail properties. Horizon Premier Capital also finances mixed-use, multi-family, multi-tenanted buildings and more with our investment property loans. You’ll get guidance from business banking relationship managers, commercial real estate specialists and SBA specialists. Plus, we also have variety of terms and rates available.
WHY BANK WITH HORIZON PREMIER CAPITAL?
Horizon Premier Capital prides itself on providing a fortress of safety and security for its customers’ financial well-being. Employing state-of-the-art encryption technology and robust security protocols, Horizon Premier Capital ensures that every transaction, login, and interaction within its systems is fortified against potential threats. With a dedicated team of cybersecurity experts continuously monitoring for any suspicious activities, customers can trust that their sensitive information is shielded from unauthorized access or breaches. We also prioritizes the highest standards of protection, promising a safe haven where customers can confidently manage their finances without compromising on security.
Horizon Premier Capital is a trusted financial institution licensed and regulated to offer comprehensive banking services. Committed to upholding the highest standards of security and compliance, Horizon Premier operates under stringent regulatory frameworks to ensure the protection and safety of its customers’ assets and information. With a focus on transparency and integrity, the bank adheres to strict guidelines set by regulatory authorities, providing customers with peace of mind while availing themselves of a wide array of banking products and services. Through its regulated operations, Horizon Premier Capital establishes itself as a reliable and responsible financial partner dedicated to delivering excellence in the banking industry.
Horizon Premier Capital offers a comprehensive array of financial services, prioritizing the safeguarding of customer funds. With a steadfast commitment to security and protection, Horizon Premier ensures that deposited funds are shielded through various mechanisms. The bank implements robust encryption protocols, multi-layered authentication procedures, and cutting-edge security technologies to fortify accounts against potential threats. Furthermore, Horizon Premier adheres to stringent regulatory standards and offers federally insured deposit accounts, assuring customers that their funds are safeguarded up to the maximum limit allowed by law. Clients can trust Horizon Premier to provide a secure banking environment where their assets are protected, allowing them to conduct financial transactions with confidence and peace of mind.
PROTECT YOURSELF AGAINST FRAUD
Cyber criminals try to trick employees into revealing proprietary and confidential data or taking an action that will benefit the criminals—and harm your business. They often use a tactic called spoofing—impersonating a legitimate business or person—in an attempt to fool employees into clicking a link, opening an attachment, changing account information or conducting a financial transaction. Exposure to financial loss can be easily avoided by recognizing red flags and verifying any payment instructions received via email or fax. If you receive a call that your loan was approved by Horizon Premier Capital, and you are requested to send a prepaid debit card and/or pay other fees upfront, this call is fraudulent.