Terms & Conditions
Horizon Premier Capital – Terms and Conditions
These terms and conditions (“Terms”) outline the agreement between Horizon Premier Capital and its customers (“Customer,” “You,” or “Your”) regarding the use of our banking services. By using our services, you agree to adhere to these Terms. Please read them carefully before accessing or using any of our banking services.
1. Account Opening and Usage
1.1 Eligibility: To open an account with Horizon Premier Capital, you must meet our eligibility criteria, provide accurate information, and complete the necessary application process.
1.2 Account Security: You are responsible for maintaining the security of your account credentials, including passwords, PINs, and any other access information. Notify us immediately if you suspect unauthorized access or any security breach.
1.3 Account Usage: You agree to use your account only for lawful and authorized purposes and comply with all applicable laws and regulations.
2. Services Offered
2.1 Banking Services: Horizon Premier Capital provides various banking services, including but not limited to deposits, withdrawals, loans, online banking, and other financial products.
2.2 Changes to Services: We reserve the right to modify, suspend, or discontinue any service or feature at any time without notice.
3. Fees and Charges
3.1 Fee Schedule: Fees and charges associated with our services are outlined in our Fee Schedule provided to you upon account opening. You agree to pay all applicable fees and charges.
3.2 Changes to Fees: We may change our fee structure or introduce new fees with prior notice to you through appropriate communication channels.
4. Privacy and Security
4.1 Privacy Policy: We are committed to protecting your privacy and handling your personal information in accordance with our Privacy Policy.
4.2 Security Measures: Horizon Premier Capital employs industry-standard security measures to protect your account information. However, we cannot guarantee absolute security and are not liable for any unauthorized access or breaches.
5. Liability and Disputes
5.1 Limitation of Liability: Horizon Premier Capital will not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our services.
5.2 Dispute Resolution: Any disputes or claims arising from these Terms shall be resolved through arbitration in accordance with the laws of [jurisdiction], excluding its conflict of law principles.
6. Termination
6.1 Account Closure: Horizon Premier Capital reserves the right to terminate or suspend your account at our discretion, with or without cause, upon notice to you.
7. Miscellaneous
7.1 Amendments: We may update or modify these Terms at any time. Continued use of our services after changes constitute acceptance of the revised Terms.
7.2 Severability: If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in effect.
By using Horizon Premier Capital’s services, you agree to these Terms and acknowledge that you have read and understood them.
For any inquiries or concerns regarding these Terms, please contact Horizon Premier Capital’s customer service.
Last Updated: [1st January 2024]